Word & Excel Templates

There comes a time when we need to write a letter of explanation for any reason. There are different ups and downs in life. At times, we get into severe financial crises due to our low income. When this happens, we are left with no option but to seek financial assistance. For that purpose, we can write the explanation letter to the person we are seeking assistance from. Why it is important to write an explanation for declining income? In many situations, a person gets into trouble because of not being able to make ends meet. These days, we can…

If your mortgage application is in process and you have to provide your bank statement of 6 to 12 months to the underwriter, you will have to give lots of explanations depending on what objectionable content your bank statement has reflected.  When the underwriter receives the bank statement, he closely observes the bank statement and then decides whether you are eligible for a mortgage or not. As a matter of fact, it is not easy for the underwriter to decide it right away. So, he will contact you to discuss the overdraft fees that he has seen in your bank…

Working as an employee in the company requires you to be vigilant so that you can perform your duties well. However, someone can’t stay vigilant all the time. Some people show negligence deliberately while doing it unintentionally. No matter what kind of negligence it is, it is always perilous for an organization to have negligent employees. To deal with such a situation, the employers have different policies and strategies including written or verbal warning, deduction from the salary, cancellation of the promotion, and much more.  What kind of punishment an employee deserves depends on the size of negligence! Some employees…

In churches, different people are employed to do different kinds of work. Just like other organizations, people working in the church in different positions are required to perform their duties. There are certain policies and codes of conduct that the staff of the church is required to follow. If someone does not follow those policies, the church takes disciplinary actions against him. In the worst cases, the church decides to terminate the employee. What is a letter of suspension? When it is decided that someone needs to be suspended from the church, the letter of suspension should be written to…

Insurance coverage means covering the amount of risk and liabilities with the help of insurance services. The purpose of insurance coverage is to protect the individual’s future. In case of any financial loss or sudden problem, the person having the insurance coverage will be paid by the insurance company. Thus, it helps him recover from the financial instability.  The insured person is required to pay the premium for a specific amount of time to get the full or partial coverage depending on how much premium he has paid. What is a letter requesting insurance coverage? It is a letter that…

Recreational trip: A recreational trip means going out for traveling for recreation or pleasure purposes. The purpose behind organizing this trip is to get away with the tiring routine of work. Usually, educational institutes organize such trips for students. It is believed that the mind works more efficiently when the body gets the opportunity to enjoy pleasure. Educational institutes organize such events just to make students enjoy some time with their friends. This enables the students to take a break from their tiring studies. What is the permission letter for a recreational trip? Usually, kids whose age is less than…

What is payroll overpayment? Overpayment in the payroll occurs when the employee is paid more than what he is supposed to be paid. This happens in the case of those employees who are paid on an hourly basis and their hourly rate of work is not calculated correctly. When this happens, the employer of HR of the company writes the payroll recovery letter to the employee. What is a payroll overpayment recovery letter? When an employer pays the employee more than expected, he will write the payroll overpayment recovery letter to the employee. Through this letter, the employer tells the…

What is a payroll error letter to the employee? It becomes a very sensitive matter when you make a mistake in the payroll. In this situation, you cause inconvenience to the employee, and therefore, you write a payroll error letter in which you apologize for the error. In general, employees often write the apology letter to their boss because they often commit the mistake. However, employers can also admit the mistake showing that they are not evading the responsibility. Importance of writing the payroll error letter to employee: Companies often make mistakes in the payroll they issue to their employees…

Education is a primary focus on every school. After that, there are different events held in schools for making students refresh themselves and learn to socialize with each other. For any such activity in which the student is required to be taken to a different place, the school’s administration needs a permission letter from parents. Picnic is a fun activity that everyone loves to get engaged in. Different schools and colleges organize picnic parties where students go with them and spend some quality time there. If a child is too young or under 18, he will have to take permission…

What is paper misuse in the office memo? A memorandum, also known as a memo is a formal document that employers in the company use to communicate newly formulated rules, policies, decisions, and whatnot. In a business setting, the memo is a very versatile kind of source of communication. It is important to note that the memo is never written with long details as it only contains a short and brief message.  This is a specific type of memo in which, the employer tells his employees that they should not misuse the paper. In this memo, the employer tries to…

Every school has a concrete policy regarding fee payment. Each student in the school is required to pay the fee of each month by the 10th of every month. If for some reason, the school does not receive the fee of a child, it can contact the parents or guardians of that child. What is the outstanding fee letter to the parent? It is a kind of letter that a school usually writes to those parents whose child’s fee is pending. The purpose of this letter is to remind the parents that their child’s fee is overdue and it needs…

A discount for early payment is offered to companies that want to get a discount upon early payment. With the help of this offer, the company pays the discounted amount instead of the actual amount when it is capable of making the payment early. What is the advantage of the early payment discount? When a seller makes an offer of early payment discount, he renders many benefits with this offer. For example, an early payment offer instigates the customers to pay early so that they can avail the discount. The seller also finds it useful because this offer accelerates the…

A statutory document contains all the rules and policies a company has implemented. Anyone who needs to work in that company is asked to read the statutory document and then follow it afterward. Anyone who does not follow this document is considered to have shown noncompliance. The statutory document contains the following details: Details about the wages Tax deduction details Information about bonus on payment Increment in wages information Rights of people working in the organization There are many more details added to this document depending on the company.   What is a letter to the contractor for non-compliance with…

When you have an account in a bank, you should check your transaction carefully. When there is an unauthorized transaction from your account, you can easily spot that. This means that someone has used an illegal way to take the money from your account for example, by stealing your debit card or by any other way. Whatever the reason behind the unauthorized transaction is, you should try to make sure that you immediately contact the bank about it. What is a letter to a bank for an unauthorized transaction? When you have seen that someone has debited the money in…

Many times, a company receives a parcel or a letter that has been sent to an employee who does not work in that company anymore. In various cases, the company receives an inquiry email from a customer asking about an employee. In this situation, the company writes back to the customer telling him that the person he has inquired for no longer works in that company. In case a company has received a letter, will I have to return it? For this purpose, a letter stating the employee no longer works for the company is required to be written.  What…

Why are required to write an explanation in many scenarios? However, most of the situations are those when we want to clear our position. The explanation letter is a short and brief letter that explains something to the recipient. Most commonly, these letters are written in the business world when people feel the need to explain something. It is very intimidating when you are asked to write the explanation letter in response to the mortgage application. You must be dreaming of a beautiful house of your own and suddenly, the fear of getting your application surrounds you, and start panicking.…

Most people commute daily to move from home to the workplace. Many people enjoy their commute while some get completely bored of it. If you are moving when you are not allowed to, this will create a problem for you. For example, while you are at your job, you are required to stay there for a number of hours you have committed to work. Sometimes, people travel and they are required to explain it. This is where the need to write the letter of explanation for commute is needed. What is a letter of explanation for the commute? An explanation…

Authorization letters are generally written when someone needs to get a particular kind of authorization and the card owner wants to permit him to access the credit card. There are many scenarios in which we need to get permission. So, we can get it through a number of means. Then, we get permission from the person in the form of a letter, which is known as an authorization letter. What is a credit authorization letter? You need to write this letter when you want to allow someone to use your credit card. As a matter of fact, financial institutions issue…

What is an endorsement letter? An endorsement letter is a kind of recommendation letter in which the sender of the letter endorses a particular person or a product. When someone writes this letter, they prove that they have agreed to support a particular point of view or products. Endorsement letters are usually written by those people who have the guts to influence others. People usually opt for eminent personalities in society who have a good reputation. Big brands go for the top and high-rated celebrities when they want to get their products endorsed. Importance of endorsement letters: Endorsement is needed…

Health is the biggest wealth of this world and everyone seem to be worried about taking the precautionary measure to protect them in case their health deteriorates. Purchasing the health insurance policy somehow secures the health of the person in the future. There are different situations when we have to cancel the health insurance plan. The employer of the company also feels the need to cancel the policy of health insurance because of different reasons. Once the decision of the cancellation is made by the person, the letter is written to the insurance company and informed about the decision. Why…