Bank Account Reopen Request Letter

This is a kind of request letter that a client writes to bank management requesting to reopen an account in the bank that was previously closed.

When it comes to writing the request letter for reopening the account at the bank, the content and format of the letter are the most important to pay attention to. The type of content you add in the letter to request account reopening depends on why the account was closed in the first place.

It also depends on whether the account was completely shut down or not. In some cases, the bank closes the account of the customer temporarily on his request and then opens it again when the customer wants. However, if this is not the case, the bank will have to open the account from scratch. 

What should be added to the bank account reopening letter?

This letter should include all the details that are needed by the bank to open the account that was previously closed for any reason. The user is not required to provide lots of details if the account is temporarily closed. However, if the closure of the account is finalized, then you will have to provide the up-to-date details about you that a bank requires to reopen the account. Even if the bank has all the details available, it might need them for security purposes. So provide your personal details, including your contact details, date of birth, source of income, account number of the account you want to be reopened, and a lot more.

How do I write the letter requesting the bank to reopen the account?

  1. The letter should start with the contact details of the person who is requesting to reopen the account. It is important to mention the account number that you want the bank to reopen.
  2. Start the letter with the proper salutation.
  3. Since it is a formal letter, you should not beat about the bush and come to the main point as soon as you start the letter. Immediately tell the bank that you want your previously closed account to be reactivated
  4. Include background information about why you closed the account and why you want the account to be reactivated.

#1

I am writing with reference to account number [X]. I closed the said account on (date). However, I wish to reactivate it.

Please find attached all the necessary documents. Let me know if there are any further requirements or formalities.

Thank you for your assistance in this regard.

#2

I would like to request that you reactivate my account with your bank. My account number is [X]. The said account was closed by the bank on (date) due to inactivity. However, I need to reopen it in order to be able to receive foreign remittances sent by my spouse from the UK.

Kindly look into the matter so that my account can be credited with the remittance. Let me know if I need to submit any documents.

I will be grateful for your assistance.

#3

Most respectfully, it is stated that I have a bank account in your bank. My account number is [mention account number]. My account has been inactive for one year because I was not in the country to conduct any transactions. I am writing this letter to bring it to your attention that I have returned to my country, and now I want to reactivate my account.

Keeping in view the above information, it is requested that I open my account in your branch again so that I can carry out the transactions from my account again. Early action will be highly appreciated.

Thanks a lot for your anticipation.

Bank Account Reopen Request Letter

File: Word (.docx) 2007+ and iPad
Size: 17 KB