Oftentimes we get into a situation in which we have to face a deduction in the salary. This happens when we are compelled to put our job on hold and focus on things that are seemingly more important to us. This act is not acceptable by any organization. Therefore, there are different policies devised by different organizations to correct the behavior of their employees. Whenever an employee shows irresponsible behavior while he is employed by an organization, the organization will be compelled to deduct his salary. If the employee is not habitually irresponsible, he will request his employer to not…

Many businesses work based on credit. When customers or clients place an order on credit, they buy items and products from the seller, and the seller allows them to pay him later. The credit limit is specified by the seller of the product. This process helps the trader because he knows how to schedule the payments to pay off the loan. Sometimes, it becomes impossible for the trader to buy products from the seller with a specific credit limit. In that situation, he must write a request letter to the seller asking him to increase the credit line. Importance of…

A letter of gratitude and appreciation for helping in difficult times is written by an employee and is addressed to the employer of an organization. The main purpose of this letter is to express the employee’s thankfulness to the employer when the latter has helped the employee in his crucial time. The employee also mentions the positive impacts of the employer’s help on him, and how much he appreciates and realizes that. An employee may face difficult situations in his life, and he often seeks help and relies on his employer to back him in going through those circumstances. The…

What is a gratitude and appreciation letter? A letter of gratitude and appreciation for a promotion is a letter that is written by an employee who has received a promotion and is addressed to the employer of the organization. It is a formal thank you document that shows that the employee is thankful for a chance to work in the higher step of the hierarchy that has been provided by the employer. In addition, the letter also provides a chance for the employee to show his appreciation to the employer for realizing his potential, work, efforts, abilities, and skills. When…

If someone wants to live a financially stable life, the amount he spends on housing should be one-fourth of his total monthly income. If this is the case, a healthy and financially stable life will be possible. Unfortunately, many people pay more than what they earn, and therefore, they always find it hard to make ends meet. In that situation, they can request the landlord to reduce the rent. What is a rent reduction negotiation letter? People write this type of negotiation letter to the landlord when they want to get a reduction in the rent. The purpose of writing…

Sometimes, customers purchase different products on credit. They promise the seller to pay the due payment either in multiple instalments or in lump-sum cash after some time. The customer makes the promise to the seller and also specifies the date by which he will clear the payment. Sometimes, the relationship between the seller and buyer gets so firm and strong that the seller does not refuse the buyer when he asks to buy things on credit. However, the customer is not always able to pay back in the specified time. When this happens, the seller writes him a reminder letter.…

People often like to become a member of an organization or a club to be able to enjoy all those privileges that members usually enjoy. When they get this privilege, they are required to pay the membership fee to that organization. The membership fee is not usually paid every month or after short time intervals. Rather, people pay once or twice a year. Due to this, they often forget to pay. The organization writes a reminder letter to all those people who forget to pay. Importance of writing the letter to remind about the fee Organizations usually demand the payment…

What is a reprimand letter? A letter of reprimand to an employee for insubordination is a letter that is written by an employer, or by someone on behalf of the employer and is addressed to the employee, who has exhibited a non-professional attitude and act/s of insubordination. This letter is similar to a warning letter, but the tone of it is stricter than the latter, as reprimand involves scolding and disapproving the employee’s insubordination. Insubordination involves disobeying the orders of the supervisors or managers by the subordinate. The employee is showing insubordination if the employee refuses to obey the orders…

In the business world, different companies provide their services to their customers, and then customers have to pay in return. This is a simple process that takes place around the world in almost the same way. However, at times, the customer sends extra money to the seller. What is a refund letter for overpayment? The seller writes the refund letter for overpayment when he receives an excessive amount from the customer. This letter informs the customer that he has sent extra money and that the seller is ready to make a refund. When to write the refund letter for overpayment?…

What is a letter of receipt? A letter of receipt has the same role to play as a traditional receipt. It tells that the particular document or anything sent by someone has been received and acknowledge. These letters have a lot of significance in the professional world. People stay worried after sending important documents because they don’t know if the person on the other side has received or not. When they receive a letter of receipt, they feel satisfied and happy. When to write receipt letter? There are different situations which entail the use of receipt letter. For example, when…

Many times, the seller has to pay the buyer or customer. This happens in many situations. For example, when the customer demands the exchange of the product with money or claims a refund because of the faulty product, the seller should pay him depending on the terms and conditions of his store.  What is a promise letter to a customer? When the seller wants to give assurance to the customer that his payment will be cleared soon, he will write the promised letter to his customer in which he will promise to pay. This letter holds too much significance in…

Different schools and other types of organizations organize trips. The purpose of this trip is not always to entertain people always. In schools and other educational institutes, trips are generally educational and the purpose of these trips is to educate students of the school. They are taken to different historical places which they might have studied about in their course. Similarly, some schools take the trip to the museum. The museum is the best place for learning and this is the reason. What is a permission letter to visit a museum? The letter written by the management of the school…

What is an apology letter? It is a type of writing that someone writes to express the feeling of regret based on something that happened in the past due to the person’s carelessness or negligence. In the professional world, people are expected to behave in a certain way. They are told the code of conduct that they must follow. It makes them look professional, and their behaviour is regarded as professional. So, when someone does not behave professionally, they should regret and apologize. Why is an apology letter important? Unprofessional behaviour always causes inconvenience to people. For example, when an…

A memo is a kind of document used in the business world to communicate a message to all the employees. The purpose of the memo is to ensure that everyone in the organization is on the same page by assuring that everyone has read the memo. What is a memo for phone etiquette at work? It is a type of memorandum which is used to tell everyone in the company as to how cellphones at the workplace can be used and how it should not be used. In simple words, the etiquette of using the phone at the workplace is…

What are the derogatory items on the credit report? We often get derogatory marks on our credit report or some payments made or received by us are regarded as derogatory items because they are negative items. No one wants to have them on their credit report because they appear when someone doesn’t make payment on time or doesn’t pay at all when someone goes through foreclosures and much more. It is evident that these items are negative that should never be on someone’s credit report. The lender feels very insecure when he sees such items on the report and often…

When someone needs to apply for a loan, they try to bring their credit report in the best possible shape. However, sometimes we get derogatory marks on the credit report due to many reasons. One of the most common factors influencing the credit report is late payment. If a person delays the method due to any reason, his credit report reflects it. As a result, it becomes really hard for a person to apply for a loan. As a matter of fact, no creditor wants the payment to get delayed no matter for which reason the loan was taken. So,…

People hire contractors because they need an individual who can work on their behalf. In order to make someone work for someone, the contract is signed. This contract usually has several terms and conditions based on which, a contract is required to work. In case the contractor doesn’t follow those terms and conditions, it is considered a breach of the contract. When you feel that the contractor has employed poor workmanship and ruined the quality of the work, you can write an email or letter to the contractor letting him know about it. What is mail to contractors for poor…

We all work for money and this is the biggest motivation why we work so hard. However, things become really difficult when they don’t get paid despite working hard. When we start a job, we sign an employment contract with the company. According to this contract, the company is required to pay us by the specific deadline if we continue to work in that company according to the agreed-upon terms and conditions. However, sometimes, the company has to fight with different crises, and during this all; it cannot pay its employees. The employee can easily think of resigning from the…