Savings Goal Tracker Template

Those with limited income and other resources have to fulfill their dreams and meet their goals by saving and saving money is the biggest goal of their life. They take all the required steps and do everything whatever they need to do to reach their saving goals. However, it is a long journey and sometimes, it becomes essential for them to keep track of every step of that journey that takes them closer to their goals.

There are different ways people use it to track their goals. One of the most common and easiest ways is to use a tracker. This tracker is a readymade tool that includes some details provided by the user and then keeps track of the saving goals.

What is the purpose of using the saving goals tracker?

People are aware of their goals and they just lose sight of their goals when they are busy in their life. Sometimes they forget to take those steps they initially planned to take when they set a specific saving goal. For instance, many people set a goal but then they forget about it and start overspending instead of saving the money that they need to achieve a saving goal.

The tracker makes the lives of people easy as it keeps notifying them when they are not on the right track about saving money. It also lets them know when they are deviating from their goals.

Savings goal tracker template

Savings Goal Tracker File: 21 KB

What are the main features of the saving goals tracker?

The main features of this tracker are:

Monitoring of goals:

The tracker itself monitors the goals and makes sure that the person who has set the goal remains updated concerning his goals. This tracker checks the current saving balance, an amount that is yet to be saved, to what extent the goal has been achieved, and much more. All the details keep the user aware of his achievements as well as goals.

Description of the goals:

Although the user is well aware of his targets, sometimes he forgets about them and he has to go back to the tracker to know about the basic information of the target that he has set. The tracker lets him know about the target by mentioning the amount that is being targeted by the user, the total timeframe in which this target needs to be achieved milestones that have been set, and the time frame in which they are expected to be achieved.

Motivations and visualizations:

It is very common for people to lose hope and motivation with time. They stop moving in the direction of meeting their targets. However, the tracker plays a role and tries to motivate people. It makes people see their achievements so far in the form of charts and graphs. It also shows projected charts and milestones which tell people how far they are from their goal. This motivates them and they start to feel more energetic in an attempt to reach the target that was set before.


One of the biggest roles played by the tracker is to remind people of their targets. It is common for individuals to forget their target and go off the track. However, the tracker keeps reminding them and keeps them alert and they never forget what they are supposed to do with the goal they have set. Even those who are already working towards their goals are also reminded to work harder to achieve what they have told the tracker.

People are also told to modify the goal if they want to whenever they feel that what they are doing is not giving them any fruitful results. In other words, they can change their approach in some time to get benefits.

Using a saving goal tracker is a practical way for individuals who want to set some personal goals, manage their finances, bear the expenses of the household, and prioritize their target based on the importance they have in their lives. 

People can easily meet their objectives when they can see the tracker in the right way. The tacker enables people to build a strong foundation for the financial stability they have always been looking for.