Authorization Letter to Close Bank Account

An authorization letter to close a bank account is a document prepared either by an account holder or account signatory, who, in this letter, requests closing a bank account. It is addressed to the administration of the bank’s branch, in which the account holder had opened an account previously. In this letter, a request can be made for closing a single account or more than one account.

An account holder may want to close his bank account for various reasons, such as:

  • He is moving to a new place.
  • He does not need that particular account or that type of account.
  • He has many operational accounts.
  • He deems another bank a better service provider, and so wants to utilize their services, etc.

Irrespective of the reason behind closing the account, the account holder needs to properly inform the bank regarding his intention. If he withdraws his funds and does not inform the bank or does not close his account, his credit history, especially with that particular bank, will be affected, and he may have to face consequences in the future. Therefore, it is always advisable to close the account by requesting the bank and sending written authorization in the form of a letter.

This authorization letter to close the bank account can include various details as per the request and the requirements of the bank. For instance, if an account holder wants to close two or three accounts simultaneously, he needs to provide clear and more detailed information about each account. However, generally, the following details are included in these types of authorization letters:

  • Date.
  • Details of the account holder.
  • Details of the bank.
  • Mention that the letter is a written authorization.
  • Request for account closing.
  • The reason behind the request.
  • Request for quick processing.
  • Mention the attached documents.
  • Salutations and signature.

After the bank receives this request and authorization, it starts the processing and documentation. Before closing the account, the bank ensures that no credit is remaining on the part of both parties involved. Once the clearance is done, the account holder’s account leaves the bank system and records, and the account holder can no longer make any transactions through that account.

Sample Authorization Letter to Close Bank Account




Dear Ms. Sarah,

I am writing this letter as written authorization to request you close my current account [X] at your bank ABC Limited.

I have moved to another country, due to which I need to close all my bank accounts here. I have withdrawn all the funds and cleared all the bank dues, so there is no fund transfer required. I would be grateful to you if you speed up the processing of closing my account, as I am traveling and moving in two weeks.

I am attaching the bank account closing form and other relevant documents with this letter. Let me know if you need any further information at [X].

Thank you.


William Geller.

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