Letter to Manager to Activate Bank Account

A letter to the manager requesting the activation of a bank account is written by an account holder and addressed to the bank administration. In this letter, the account holder formally requests the bank to reactivate an account that has become dormant.

Sometimes, an account holder may not carry out any transactions—either deposits or withdrawals—for various reasons over a certain period. As a result, the bank may classify the account as dormant, meaning that transactions are temporarily blocked. The account remains inoperative or dormant until the account holder either closes it or submits a request for its reactivation.

The primary reason a bank classifies an account as dormant or non-functional is to protect the account holder’s funds. If an account remains inactive for a certain period, it may indicate that the account holder currently does not need it. To prevent any unauthorized or fraudulent activity by others, the bank temporarily deactivates the account until the account holder re-establishes contact.

Submit the request

When an account holder wishes to continue using their account, they must submit a request to the bank for its activation. One formal way to do this is by writing a letter to the bank requesting the reactivation of the account.

Necessary details

The letter should include all necessary details of the account holder. Typically, a letter to the bank manager requesting activation of a dormant account includes the following:

  • Date of the letter
  • Account holder’s details
  • Bank details
  • Statement regarding the dormant status of the account
  • Reason for the lack of transactions
  • Request for account activation
  • Request for swift processing
  • Mention of attached supporting documents
  • Availability for contact
  • Proper salutation and signature

This letter, along with the accompanying documents, confirms that the account holder personally made the request and is the one using the account, not any other individual. The bank then processes the request and reactivates the account.

Sample Letters

#1

I hope this letter finds you in good health. I am writing to bring to your attention a matter of serious concern. I have recently opened an account under the title of ______ at the ________ branch, and the account number is [X].

I submitted all the required documents when I visited the bank to open my account. I was informed that the activation would take some time and that no further action would be needed from my side. However, it has been two weeks, and the account is still not activated.

I am unable to visit the branch again due to some personal issues. Therefore, I kindly request you to look into this matter and inform me if there are any inconveniences. I look forward to hearing from you.

#2

I am writing this letter after a long period of waiting, but unfortunately, my wait has been unfruitful. I opened an account at the XYZ branch of _______ Bank under the title of [X], and despite the time that has passed, the account has not yet been activated.

I have recently joined ABC Company and am supposed to receive my salary in the designated bank account. However, since the account has not yet been activated, I have not received my salary. I am unable to understand the reason for this delay, as I have submitted all the required documents and completed the necessary formalities with the assistance of bank officials. I kindly request you to look into this matter and provide a prompt solution. As I need to pay my bills by the 10th of this month, my account must be activated before then.

If any documents are required, I am willing to submit them. However, I kindly request an explanation for the delay. I hope you will treat this matter as a priority and resolve it at your earliest convenience. Thank you for your time.

#3

I am writing to formally request the activation of my bank account [X], titled _______. Although the account was opened two weeks ago, it has not yet been activated.

I am a student at XYZ University, where every student must have an account with _______ Bank, as the bank has a branch on our university campus. I completed all the necessary formalities for opening an account and was informed by the bank officials that activation would take some time. However, even after two weeks, I am still unable to access my account.

All financial transactions between the university administration and students are conducted through this account. Therefore, it is crucial to activate it without delay. I kindly request you to look into this matter and provide me with a reasonable explanation for the delay.

If the activation requires any additional documents, please inform me on time, as I will be away on summer vacation. I would be truly grateful if you could take some time to resolve my issue.

#4

I hope this message finds you in good health. I am writing to formally request the activation of my bank account [X], titled XYZ. The account has been dormant for the past few months, and I kindly request that it be reactivated at your earliest convenience.

I opened this account five years ago and have been using it regularly since then. However, it remained unused for a few months, which led to it being marked as dormant. I was informed by bank officials that biometric verification was required to keep the account active, but I was unable to visit the bank in person, which resulted in the account becoming dormant.

Recently, I went for biometric verification and was advised to wait a few days as it would be activated soon. However, despite waiting for a long time, it still has not been activated, and I am unable to understand the reason for the delay.

I kindly request a reasonable solution for this delay. If submitting any personal documents can help expedite the process, I am more than willing to comply. However, I urge you to look into this matter promptly and ensure it is resolved without further delay, as I need access to my funds and any additional hold-up would cause significant inconvenience.

#5

I am writing this letter to request the activation of my dormant account at ABC Limited, XYZ Branch.

I, David Smith, hold a current account in your bank with the account number [X]. Due to my official training abroad, I was out of the country for one year, during which no transactions were made on my account. As a result, the account became inactive.

Now that I have returned, I kindly request the reactivation of my account, as I need it for salary deposits and other financial activities. I would be sincerely grateful if you could expedite the process, as several transactions are currently pending due to the dormant status of my account.

I have attached the required documents with this letter. If you need any additional documents or information, please feel free to contact me at [X]. Thank you.

Regards.

David Smith.

Letter to Manager to Activate Bank Account

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