CREDIT ACCOUNT CLOSURE REQUESTING LETTER
If you want to get rid of one or few of your credit card accounts then you can send a letter requesting closure of credit account as this will help you. If you have too many credit card accounts open then you can also send letter of closure of credit account. No matter what the reason is, if you are looking to close your account you can simply write a letter to the bank. You should never close a credit card account which has a balance on it, close your oldest credit card or close your only credit card will have a negative impact on your credit score.
If you want to close your credit account then you will have to do two things
Call at customer service
You can find the number of customer service at the back of your credit card or it can also be written on a recent bill. Call at that number, note the date and time and ask the customer service to close your credit account. They may persuade you not to close your account but you should stand firm.
Submit a letter requesting closure of account
After the call you can also write a letter for the closure of account. This will help you to close your credit account. You should always keep a copy of the closure letter in your records. If you want to close your account for a certain period of time then do mention the date that signifies how long you want to close your account.
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